Have we been thinking about our savings all wrong? Saving is important, but it's more important to know what you're saving for.

When we sit down to write a budget, what are we typically doing? We look at what we expect to make and spend in a given month. We outline our monthly bills and what we anticipate our other expenses to be. And yet, we either forget about big unusual things or don't prepare well for others and they end up coming in like Miley on a wrecking ball to destroy our carefully constructed budget. Why does this happen? It often occurs because these "budget busters" aren't part of regula