Credit cards can be confusing in YNAB, usually because how we view them (a bill) is different from how YNAB wants us to treat them (a method of payment). Bridge the disconnect and how we can reframe our perspective not only for better money habits, but also for a better understanding of how YNAB works.

Think about what kind of life you and your spouse want to build together, and how the way you approach your finances can help you get there.

If you prioritize debt payoff without addressing the reasons you rely on debt in the first place, you’re only solving half the problem.

Adopting YNAB isn’t just about learning a new software; it’s about embracing a new way of thinking about your money, too. That’s a big ask!

We’ve all been there—sitting down with our budgets and getting excited about future income. Maybe it’s a bonus check, a tax refund, or...

YNAB helps us save for Christmas all year, so the question when shopping isn't "How can I afford this?" but "How do I want to spend this?"

Look at where your money has been going and ask yourself if it aligns with your values.

Using a credit card in YNAB (and real life!) is like having a layover rather than a nonstop flight for your money.

Navigating how to use YNAB can sometimes be unclear and confusing. Let's help you get the hang of it and unlock it's full potential.

When it comes to our money, we should strive for continual awareness and intentionality to ensure our decisions align with our priorities.

There is no such thing as a normal month, despite what we keep telling ourselves. In order to budget better, we need to face this reality.

How could the way we budget be so impactful? Because YNAB is more than expense tracking, more than income forecasting, and more than a...

Have we been thinking about our savings all wrong? Saving is important, but it's more important to know what you're saving for.

Does budgeting conjure up feelings of sacrificing freedom and wistful happiness for restriction and stern frugality? Scrap that.

When we sit down to write a budget, what are we typically doing? We look at what we expect to make and spend in a given month. We outline...

If you use a credit card, tell me if this spending pattern sounds familiar: You buy things with your card, then wait for your next...